Refinance student loans

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Refinancing Student Loans

If you have done your research and are ready to refinance then you'll benefit from learning about our top 5 picks for refinancing student loans.

How To Pay Off Student Loans Faster

The student loans guide is your guide to student loans. Don't default on your student loans, instead, learn how to pay them off fast with this guide.

Private Student Loans

Funding your education using student loans can be pretty useful. Here is an insightful guide on all you need to know about the best private student loans of 2021.

Scholarships

The following resources can help you find other sources of financial aid. It's an exhaustive list of scholarships for college students in 2021.

Are you eligible for financial aid?

Learn about your answers to financial and other questions that are used to estimate your federal student aid eligibility.
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The average student loan debt is $37,172. That's about the same as…

A wedding ($36,320)
A brand new 2020 BMW 3 Series ($37,250)
A 20% down payment on a $185,000 home

Refinance your student loans

Refinancing your student loans can save you thousands and reduce your monthly payments.

You’ve earned your degree—now save by getting the rate and payment you deserve. To qualify for refinancing student loans, you’ll need:
  • Credit scores at least in the high 600s – ideally higher
  • A steady income
  • If you fall short on either, you might need a co-signer who qualifies.
You can refinance both federal loans and private loans. It doesn’t cost anything to refinance student loans, and you may be able to reduce your monthly payment or pay off your debt faster.

Which companies refinance student loans?

LenderVariable APRGet startedDetails
studentloansadvice1.81% to 5.74%VISIT LENDER
at SoFi

SoFi Details

  • Loan Types: Variable and Fixed
  • Terms: 5, 7, 10, 15, 20
  • Eligible Degrees: Undergrad and Graduate
  • Eligible Loans: Private and Federal
lendkey2.01% to 8.88%VISIT LENDER
at LendKey

LendKey Details

  • Loan Types: Variable and Fixed
  • Terms: 5, 7, 10, 15, 20
  • Eligible Degrees: Undergrad and Graduate
  • Eligible Loans: Private and Federal
earnest
1.81% to 6.49%VISIT LENDER
at Earnest

Earnest Details

  • Loan Types: Variable and Fixed
  • Terms: 5 – 10
  • Eligible Degrees: Undergrad and Graduate
  • Eligible Loans: Private and Federal

refinance & save Today, Alan reduced his Monthly Payment by $339.30

See Your Options

Student Loans Advice can help you manage your student loans smarter and earn more money to pay them off. We are helping to transform the $1.6 trillion dollar student loan debt problem by showing you real rates from America’s community lenders. We’re ensuring thousands of borrowers are making educated financing choices and putting themselves in the best position to repay their student loans.

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