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    Ready to save on your student loans?

    With APRs as low as 1.81%.What are you waiting for? You are minutes away from a lower student loan rate.

    Refinancing Student Loans

    If you have done your research and are ready to refinance then you'll benefit from learning about our top 5 picks for refinancing student loans.

    How To Pay Off Student Loans Faster

    The student loans guide is your guide to student loans. Don't default on your student loans, instead, learn how to pay them off fast with this guide.

    Private Student Loans

    Funding your education using student loans can be pretty useful. Here is an insightful guide on all you need to know about the best private student loans of 2021.

    Scholarships

    The following resources can help you find other sources of financial aid. It's an exhaustive list of scholarships for college students in 2021.

    Are you eligible for financial aid?

    Learn about your answers to financial and other questions that are used to estimate your federal student aid eligibility.

    The average student loan debt is $37,172. That's about the same as…

    A wedding ($36,320)
    A brand new 2020 BMW 3 Series ($37,250)
    A 20% down payment on a $185,000 home

    Refinance your student loans

    Refinancing your student loans can save you thousands and reduce your monthly payments.

    You’ve earned your degree—now save by getting the rate and payment you deserve. To qualify for refinancing student loans, you’ll need:
    • Credit scores at least in the high 600s – ideally higher
    • A steady income
    • If you fall short on either, you might need a co-signer who qualifies.
    You can refinance both federal loans and private loans. It doesn’t cost anything to refinance student loans, and you may be able to reduce your monthly payment or pay off your debt faster.

    Which companies refinance student loans?

    LenderVariable APRGet startedDetails
    laurel road logo2.25% to 6.65%Check rates
    at Laurel Road

    Laurel Road Details

    • Loan Types: Variable and Fixed
    • Terms: 5, 7, 10, 15, 20
    • Eligible Degrees: Undergrad and Graduate
    • Eligible Loans: Private and Federal
      lendkey2.01% to 8.88%Check rates
      at LendKey

      LendKey Details

      • Loan Types: Variable and Fixed
      • Terms: 5, 7, 10, 15, 20
      • Eligible Degrees: Undergrad and Graduate
      • Eligible Loans: Private and Federal
      earnest
      1.81% to 6.49%Check rates
      at Earnest

      Earnest Details

      • Loan Types: Variable and Fixed
      • Terms: 5 – 10
      • Eligible Degrees: Undergrad and Graduate
      • Eligible Loans: Private and Federal
      studentloansadvice1.81% to 5.74%Check rates
      at SoFi

      SoFi Details

      • Loan Types: Variable and Fixed
      • Terms: 5, 7, 10, 15, 20
      • Eligible Degrees: Undergrad and Graduate
      • Eligible Loans: Private and Federal
      student loans advice2.02% to 7.09%Check rates
      at Commonbond

      Commonbond Details

      • Loan Types: Variable and Fixed
      • Terms: 5, 7, 10, 15, 20
      • Eligible Degrees: Undergrad and Graduate
      • Eligible Loans: Private and Federal

      refinance & save Today, Alan reduced his Monthly Payment by $339.30