You’ve earned your degree—now save by getting the rate and payment you deserve.
To qualify for refinancing student loans, you’ll need:
- Credit scores at least in the high 600s – ideally higher
- A steady income
- If you fall short on either, you might need a co-signer who qualifies.
You can refinance both federal loans and private loans. It doesn’t cost anything
to refinance student loans, and you may be able to reduce your monthly payment or pay off your debt faster.