16 Apps That Pay Real Money via PayPal

These money-making apps turn sitting at home into a lucrative side hustle.

Are you interested in downloading the best money making apps that pay you real money?

Today I’m going to show you some new strategies to make some extra money fast simply by clicking a few buttons on your cell phone (in under 5 minutes).

The best part? A lot of these require no effort at all.


Want Free Money?

  • Aspiration: Want to get spotted a $150 for free? Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $150 just for opening a new debit card. There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Pro tip: Surveys are quick, easy, and can pay you cash from the comfort of your home. No wonder they are so popular. Survey Junkie, Branded Surveys, Swagbucks, and InboxDollars are just a few of the best survey sites to make money.

I get it.

Life happens.

Sometimes you need some extra cash to pay a bill or you’re trying to save up for something you want.

You don’t want to fall behind on bills and are wondering how to make money today or what apps pay you real money?

Sure, another 100 dollars earned today wouldn’t hurt.

We’ve all been there, but what do you usually do when that happens? This is an exhaustive list of things that anyone can do, today, in order to make money online fast through the best mobile applications I’ve found.

If you’re strapped for time, I’ll go ahead and share the best money making apps that you can add to your side hustle arsenal.

How to Make Money with Apps

Ready? I’ll only list legit ways that I’ve personally used to make money, and make it fast. We will first start with the quick wins, companies that’ll (legit) pay you money just for signing up:

Next, we’ll move on to other ways to earn with your mobile phone.

1. Refinance Your Student Loans

refinance student loans

No money-making app can help you make enough money as the benefits of refinancing your student loan debt. If you’re trying to pay back student loans right now, you should definitely look into refinancing options.

You should consider refinancing student loans if you find a lower interest rate and you want to merge some or all of your student loan payments into one.

Even if you don’t go with the options I’m suggesting, find out about refinancing — you can save a significant amount of money on interest over the course of your repayment period, and possibly even lower your payment. Especially when you’re a new grad, every penny counts!

Refinancing basically means that you work with a company to get a whole new loan and interest rate.

The company pays off your federal loans and then brings the loan over to itself, so you owe that company instead of the federal government or private company. This refinancing often gives you a lower rate and lower monthly payment, depending on the terms you agree on.

One of the fastest-growing companies that helps students with loan refinancing is Splash Financial — but you can see the top lenders below for yourself.

Our Top Picks for Student Loan Refinancing and Consolidation

Refinancing your student loans could save you money and it only takes a few minutes to get personalized quotes from lenders.

Variable APRLoan TypesEligible Loans
splash financial1.89% - 5.99%Variable & FixedPrivate & FederalVISIT LENDER
studentloansadvice2.25% - 6.88%Variable & FixedPrivate & FederalVISIT LENDER
lendkey1.91% - 5.25%Variable & FixedPrivate & FederalVISIT LENDER
earnest
1.99% - 5.64%Variable & FixedPrivate & FederalVISIT LENDER

2. Aspiration: Get Spotted $100 from This Bank for Free

aspiration

Want to get spotted a free $100 without having to take out a personal loan or worse, payday loan?

Simply sign up for Aspiration, and the free banking app will make you $100 richer just for opening an Aspiration Spend and Save account.

Just spend at least $1,000 in cumulative transactions (utilities + groceries) within 60 days of opening an account and you’ll get that $100 in your account.

There’s no catch. This bank account is legit and only takes two minutes to sign up for an account.

Now you can get some beer money at any time — for free!

You didn’t have to do anything, other than originally sign up for Aspiration.

It’s as simple as that.

Get spotted $100

Download: iOS | Android | Browser

3. Survey Junkie (Best Money Making App)

  • iPhone: 4.5 – ‎17,660+ reviews
  • Android: 4.3 – ‎8,220+ reviews
  • Payment methods: Paid in gift cards, or cash via PayPal
  • Quick summary: With Survey Junkie, you’ll complete easy tasks to earn cash and rewards. If you like taking fun and interesting surveys, this is a good app for you. You can earn points that can be easily be redeemed.

survey junkie

Taking online surveys to make that extra money is a no-brainer!

You definitely won’t get rich or make thousands of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. Here is my favorite (and highest paying) survey site:

best money making apps surveyjunkie

Survey Junkie pays between $2 and $50 per survey, and many of them take less than 5 minutes to complete. So if you took on average 10 surveys per day, every day for a month, you could make $375+ per month. If you took more surveys a day — the possibilities are endless.

survey junkie

There are a lot of scammy survey sites out there, but Survey Junkie has over 11,000 positive reviews on TrustPilot, the highest of any survey site. It’s legitimate.

Sounds like fun? Sign-up for Survey Junkie, take surveys and earn money from your phone fast. You can also get a registration bonus through here.

Earn money with Survey Junkie

Download: iOS | Android | Browser

4. Swagbucks

  • iPhone: 4.4 – ‎13,674+ reviews
  • Android: 4.2 – ‎39,986+ reviews
  • Payment methods: Paid in gift cards, or cash via PayPal
  • Quick summary: With Swagbucks, you can put cash back in your wallet for answering fun surveys and polls. You can also get free gift cards and cash for shopping and discovering content online. Plus, they’ll even give you a $10 welcome bonus.

swagbucks

Swagbucks is another great survey app to make some extra money in your free time. As a new member, you can earn up to $35 per survey!

 They are known for giving out fun, top-paying surveys. And you can also get paid to play games and watch TV!

It’s similar to Survey Junkie, but there are also a few other ways you can earn money as a member (including a $10 bonus just for signing up).

swagbucks make $200 fast

Other ways you can make money with Swagbucks outside of surveys:

Swagbucks is conveniently offering a $10 bonus just for signing up through this link, so act fast.

Claim $10 signup bonus

Download: iOS | Android | Browser

5. InboxDollars

  • iPhone: 4.4 – ‎106,369+ reviews
  • Android:  4.2 – ‎94,251+ votes
  • Payment methods: Paid in gift cards or via check
  • Quick summary: With InboxDollars, you can earn cash for sharing your opinion and completing surveys. Join the millions of InboxDollars members who have earned over $50 million in cash to date.

inboxbollars

The next thing you can do is sign up for InboxDollars which pays you, in cash, to watch fun videos & take surveys.

If you sign up before the end of this month, they also give you a $5 free bonus just to give it a try.

By spending just 5-10 minutes per day on this (either on your lunch break or during TV commercial breaks) you can earn and earn an extra $200/month.

More people should be doing this!

Claim $5 signup bonus

Download: iOS | Android | Browser

6. Mistplay

mistplay

We all heard the old saying “time is money” right?

Instead of playing games on your phone like everyone else and feeling bad for wasting your time — now you can get paid for it.

Getting paid for playing games sounds like a dream. But if you download a free new app, and then download games from it and play, you earn money.

As you level up you can earn more money for cash rewards or gift cards.

This is a great opportunity for those looking to get paid for something they enjoy, like winning free gift cards and cash for playing games. I use it and it is legit and has over 35,404 positive reviews in the Google Play store.

If you’re interested, I recommend you download the app from the Google Play store for free by clicking here.

Get paid to play games

Download: iOS | Android | Browser

Download: iOS | Android | Browser

7. Nielsen

nielsenBy using the internet as you do every day, Nielsen invites you to make a difference – and you can make a quick $50 too.

Just by downloading an app, you can collect $50 per device and earn rewards. They just track your app usage and that’s it.

You don’t have to do anything other than initially registering your computer or phone.

Nielsen: This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month. So you can possibly make more than $50. Sign up through here for a registration bonus.

Make $50 with Nielsen

Download: iOS | Android | Browser

8. Get a Free Stock with Robinhood

Are you ready to say goodbye to fees for when you buy and sell stocks and hello to commission-free trades?

That’s right, this app lets you do everything for free and takes no fees — ever.

robinhood

Better yet, if you join through this link you can get a free stock like Apple, Ford, or Sprint when you join.

Sign up for Robinhood now and Get a Free Stock

Claim free stock now

Download: iOS | Android | Browser

9. Capital One Shopping

capital one shopping

One of the best savings (and making money) apps is Capital One Shopping. It’s a shopping app that can help you make money in two ways: finding better deals and giving you rewards.

It can help you save money on products you buy daily. Once you install the app on your browser, it will show you lower prices on things during checkout.

The other way is by giving you rewards when you shop. Once you shop at stores they work with, you can get reward points and redeem them for gift cards. It’s that easy and there’s no catch (and 100% free). This free app is open to everyone, no Capital One account required.

Install the app

Download: iOS | Android | Browser

10. Cash In on the Food Delivery Boom

free money

Gig economy workers are the real winners in the COVID-19 era, as the demand for food delivery is booming. If you wanted to cash in and earn over $20 each day — here are the best food delivery apps that pay the most:

  1. DoorDash: DoorDash is the #1 food delivery app to make money delivering food. You can earn on your bike or even by walking and make up to $20 an hour.
  2. Instacart: If you have a car then you can use it to deliver groceries with Instacart. Just log into the app whenever you want to make extra cash and the orders will come. You can earn $20 an hour.
  3. Postmates: Postmates is another popular option to make money delivery groceries, takeout, or even alcohol. Plus, there is no dress code so you can wear whatever you want during deliveries.

If you do plan picking a delivery app to make extra cash in your free time, consider driving for multiple food delivery apps at the same time in order to be more profitable and make more money in between orders. If you haven’t yet, click here to sign up for InstacartDoorDash and Postmates!

11. Cash Bonuses Expiring Today

best student loan refinance reddit

If you’ve got some free time you can earn extra cash just for signing up for sites/apps. It’s a perfect way to make a good amount of extra cash whenever it’s convenient for you.

Interested? The next thing you can do is claim bonuses for quick wins, check out the best sign up bonuses below:

  • BlockFi: Newly-funded BlockFi Interest Accounts earn a bonus of $15-$250 for a limited time. Claim $250 bonus at BlockFi
  • Public: When you complete the signup process (it takes just a couple of minutes), you’ll get up to $5 of free stock in a company of your choice.
  • Personal Capital: Provides a free financial dashboard that features a net worth tracker (the easiest way to track your net worth), a retirement planner, budgeting tools, a fee analyzer, and more. When you join for free — you can refer friends and get $20 for each referral.
  • Nielsen: Earn free money (passive income) just by leaving an app installed on your phone. Join Nielsen & Get a Free Gift Card in One Week

A lot of people do this full time, so you can imagine that’s it definitely possible to do this on as a lucrative side gig and make extra money and be your own boss.

12. SoFi

sofi money

If you bank at a traditional brick-and-mortar bank, your money probably isn’t growing there.

That’s because traditional banks — with their thousands and thousands of physical locations — typically offer annual percentage yields (APYs) as low as 0.01% on their checking accounts. That’s pretty puny.

Online banks, on the other hand, can offer their customers higher interest rates, because they have less overhead. They have fewer employees and zero physical locations. They don’t have to pay for all those buildings — and all that air conditioning.

One of the highest interest rates we’ve found for an online checking account is from SoFi Money. That checking account earns you 0.25% APY, the percent in interest (including compound interest) you’ll earn on your money in a year.

Switch to SoFi Money—a cash management account that earns interest, has no account fees, and more and get a $100 bonus. There’s no catch when you switch your direct deposit to SoFi Money.

Open an Account

Download: iOS | Android | Browser

13. Fundrise

Wouldn’t it be great if you could invest in commercial real estate and apartments without dealing with all the hassle of buying, improving, and re-selling real estate?

You don’t have to be a millionaire to invest in these types of properties. You can now invest in large-scale real estate for as little as $500 with Fundrise.

fundrise

Through their real estate investment products, investors earned an average of 8.7 – 12 percent on their money last year, and all without painting a wall or dealing with unruly tenants.

There is a reason why they currently have over 200,000+ users, this app really pays you!

If you’re interested, I recommend you sign up for more information from Fundrise by clicking here.

Earn passive income with Fundrise

Download: iOS | Android | Browser

14. Paribus

Do you want to get free refunds with Paribus?

No, hear me out. I bought something online from Target.  The price of the Keurig cups I purchased — dropped in price, after the fact.

✔️ I effortlessly got refunded without doing a thing.

I didn’t have to do anything, other than originally sign up for Paribus.

It’s as simple as that.

paribus app

This free app will scan your emails for any purchase receipts from dozens of online retailers. You don’t even have to know about the price drop in order to get your refund. It’s 100% free and will save you a lot of money. I pocketed around $50 in the first few weeks of signing upRemember, it’s 100% free!

Discover your savings

Download: iOS | Android | Browser

15. Ibotta

The app you should know about is Ibotta. This money-making app actually gives you cash back on things you buy every day, even booze!

You heard me right, you can make money for the booze you buy at groceries.

Ibotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target and almost every grocery store all over the country.

They are conveniently offering a $10 sign-up bonus after uploading your first receipt. So act fast.

ibotta

How it works:

  1. Download the app and start a free account to browse deals in your area.
  2. Scan your first grocery receipt within a few days of downloading the app.
  3. Get paid and cash out cash via PayPal.

However, you do have to be 21 or older to take advantage of the booze deals.

Download Ibotta now

Download: iOS | Android | Browser

16. ZippyLoan

zippyloan

If you actually need money right now, then you can opt for a personal loan. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the ZippyLoan site, if approved they send your loan application to one of many loan providers.

  • You review the loan details and e-sign if you like what you see.
  • No risk in checking what offers you’ll get.
  • You can borrow between $100 and $15,000 as soon as tomorrow.
  • Loans service for up to 60 months.

ZippyLoan connects borrowers to lenders through their network of lenders. They’ll find you the lowest interest rate and is one of the best no credit check loan. You can visit ZippyLoan here.

Get cash now

Download: iOS | Android | Browser

Once You Have $1,000 in Your Checking Account, Do These 5 Things

Once you built some cushion in your bank account — you’re on the right path. Money making apps can only get you so far, it’s time to think about longer-term financial goals.

What’s the next step you should take?

Here are ways to take your finances to the next level:

Leave Your Family $1M

bestow

Who doesn’t want to be a millionaire? While we don’t all have trust funds waiting for us, there is still a way to provide protection for your loved ones with up to $1 million in term life insurance.

Wouldn’t it be great if you could do this for as little as $8 a month without dealing with all the hassle of wasting your time or money? You don’t have to have money in your pockets to get a free quote from Bestow.

If you’re interested, I recommend you sign up for more information from Bestow by clicking here.

GET STARTED >>

Build an Emergency Fund

cit

Having money in the bank for emergencies can help you improve your financial standing. You’ll want three to six months’ worth of expenses in your emergency fund. Be sure to stash your money in the right savings account that’ll grow your money.

Start with a high-yield savings account like CIT Bank that offers a Savings Builder that will pay a great APY and still give you instant access to your money in case of an emergency. You can open it with $100 and deposit $100 a month to help you get to $1,000 in less than a year.

GET STARTED >>

Get Spotted $100 for Free

aspiration

Need a better checking account that’ll spot you a $100 for free?

Simply sign up for Aspiration, and the free banking app will give you cash for free, you just relax while it gives you $100 just for opening a new debit card.

There’s no catch.

This bank account is legit and only takes two minutes to sign up for an account.

GET STARTED >>

Get Free Stocks Instantly

While you’re at it, why not increase your net worth with a free stock? Robinhood is a free investing app for your phone. I really mean free all around – free to join and they don’t charge any fees to buy or sell the stock.

Better yet, if you join through this link you can get a free stock like Apple, Ford, or Sprint when you join (must complete signup).

GET STARTED >>

Start Building Passive Income

fundrise

Fundrise is definitely one of the best passive income apps. This app was originally an iOS app and it has just become available on Android.

By downloading this app, you can start investing in real estate all around the US in as little as 30 minutes and it’s super easy to get started. Then you can literally beat the stock market year after year and start making money in your sleep

If you want to earn the big bucks then you can learn how to get started by getting more information from Fundrise here.

GET STARTED >>

There Will Always Be Money Making Apps that Pay You

There you have it. If you’ve finished the list, you’ve just made at least $100 through these apps that pay you real money. We wish you the best of luck on your journey on how to make money!

Just remember, with most of these services, consistency is key, so be diligent about completing your daily check-in and continue to use the service if you want to earn more lucrative amounts of cash or gift cards.

It’s always better to use these opportunities as additional cash for smaller purchases, rather than to rely on them for a steady income.

If you didn’t claim your $5-10 cash bonuses already, don’t forget to check out the best signup bonuses below:

To chalk it up, what are the best ways to make money right away? While a search online when you’re in need of some fast cash will produce millions of results, not all will be legitimate.

It’s up to you to filter through the so-called noise.

These strategies to make $20 fast will help put you in the black, even if it’s in a very small way. Once you are, resume planning and focusing on the bigger picture.

Best Student Loan Refinancing Options

Variable APRLoan TypesEligible Loans
splash financial1.89% - 5.99%Variable & FixedPrivate & FederalVISIT LENDER
studentloansadvice2.25% - 6.88%Variable & FixedPrivate & FederalVISIT LENDER
lendkey1.91% - 5.25%Variable & FixedPrivate & FederalVISIT LENDER
earnest
1.99% - 5.64%Variable & FixedPrivate & FederalVISIT LENDER